Providing women in the insurance industry with opportunities for professional development and assistance in advancing their careers

Terms of Use

PLEASE READ THESE TERMS CAREFULLY BEFORE USING THIS WEB SITE.

Acceptance of Terms of Use

The following terms and conditions (the “Terms of Use”) explain and govern all access to and use of the Association of Professional Insurance Women (“APIW”) Web Site (the “Site”).  In addition, when using particular services or materials on this Site, users shall be subject to any posted guidelines or rules applicable to such services or materials that may contain terms and conditions in addition to those in these Terms of Use.  All such guidelines or rules are hereby incorporated by reference into these Terms of Use.

BY USING THIS SITE, COMPLETING THE MEMBER APPLICATION PROCESS, AND/OR ACCESSING THE MEMBER LOGIN, YOU AGREE TO BE BOUND BY THE TERMS OF USE.  IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS OF USE, PLEASE EXIT THE SITE NOW.  YOUR REMEDY FOR DISSATISFACTION WITH THIS SITE, OR ANY PRODUCTS, SERVICES, MATERIALS, CONTENT OR OTHER INFORMATION AVAILABLE ON OR THROUGH THIS SITE, IS TO STOP USING THE SITE AND/OR THOSE PARTICULAR PRODUCTS, SERVICES, MATERIALS, CONTENT OR OTHER INFORMATION.  YOUR AGREEMENT WITH US REGARDING COMPLIANCE WITH THESE TERMS OF USE BECOMES EFFECTIVE IMMEDIATELY UPON COMMENCEMENT OF USE OF THIS SITE.

UNDER NO CIRCUMSTANCE SHALL APIW HAVE ANY LIABILITY TO YOU FOR ANY RELIANCE ON INFORMATION CONTAINED ON OR OBTAINED THROUGH THIS SITE.  SUCH RELIANCE SHALL BE SOLELY AT YOUR OWN RISK.  THIS SITE IS PROVIDED “AS IS,” WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED.  TO THE FULLEST EXTENT PERMISSIBLE UNDER APPLICABLE LAW, APIW DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED.  APIW MAKES NO WARRANTY THAT ACCESS TO THIS SITE OR ANY PORTION THEREOF WILL BE UNINTERRUPTED, SECURE, COMPLETE, ERROR FREE, VIRUS FREE, TIMELY, ACCURATE, RELIABLE, OF ANY QUALITY, NOR THAT ANY CONTENT IS SAFE IN ANY MANNER FOR DOWNLOAD.

Amendments to Terms of Use

We reserve the right to change these Terms of Use from time to time without notice to you.  You acknowledge and agree that it is your responsibility to review this Site and these Terms of Use periodically and to be aware of any modifications.  Your continued use of this Site after such modifications will constitute your acknowledgement of the modified Terms of Use and agreement to abide and be bound by the modified Terms of Use.

No Legal Advice or Practice of Law

The Site may provide information on law and legal topics that is designed for informational purposes only.  Under no circumstances is APIW, or any third party participating in this Site, providing legal advice or representation, and nothing on this Site shall be intended as a substitute for legal advice from an attorney.

You acknowledge that no attorney-client relationship is, or will be, formed through the use of this Site, and that you have no expectation of privacy or confidentiality of communications occurring through your use of this Site.  The hiring of an attorney is a critical decision and should not be predicated solely on comments, recommendations, advertisements, or other materials contained on this Site or any other website.

No Endorsement

APIW does not select, approve, or otherwise endorse any particular attorney, law firm, or provider of legal services on this Site.  Any and all such recommendations are from third parties and are inherently subjective in nature, could be inaccurate or incomplete, and are difficult or impossible to verify.  Therefore, APIW expressly disclaims any representation or warranty that such Posted Materials are correct or reliable.

Third Party Content

Third party content, messages and services may appear on this Site or may be accessible through links on this Site.  APIW is not responsible, and assumes no liability, for any mistakes, misstatements of law, defamation, slander, libel, omissions, falsehood or obscenity in the statements, opinions, representations or any other form of content contained in any third party content appearing on or accessible from this Site.  You acknowledge by accessing this Site that the information and opinions in the third party content are neither endorsed or controlled by, nor reflect the beliefs of, APIW.  APIW shall not be liable for or responsible in any manner for any of your dealings or interactions with third parties.

DISCLAIMER OF WARRANTIES 

You understand and agree that your use of this Site and any services or content provided is made available and provided to you at your own risk.  APIW makes no representations and disclaims all warranties, express or implied, including but not limited to: warranties of title, non-infringement, merchantability and fitness for a particular purpose.

YOU UNDERSTAND AND AGREE THAT NEITHER US NOR ANY PARTICIPANT IN THE SERVICE PROVIDES PROFESSIONAL ADVICE OF ANY KIND AND THAT USE OF SUCH ADVICE OR ANY OTHER INFORMATION IS SOLELY AT YOUR OWN RISK AND WITHOUT OUR LIABILITY OF ANY KIND.  WE MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, AS TO THE QUALITY, IDENTITY OR RELIABILITY OF ANY MEMBER OR THIRD PARTY, OR AS TO THE ACCURACY OF THE POSTINGS MADE ON THE WEB SITE BY ANY MEMBER OR USER.

Limitations

APIW DISCLAIMS ALL RESPONSIBILITY FOR ANY LOSS, INJURY, CLAIM, LIABILITY, OR DAMAGE OF ANY KIND RESULTING FROM, ARISING OUT OF, OR IN ANY WAY RELATED TO (A) USE OF THIS SITE, (B) THE ACCESS OR USE OF THIRD PARTY WEB SITES AND CONTENT OR SERVICES THEREIN THROUGH LINKS IN THIS SITE, (C) THE UNAVAILABILITY OF THE SITE OR ANY PORTION THEREOF, OR (D) USER’S USE OF EQUIPMENT AND SOFTWARE IN CONNECTION WITH ACCESS AND USE OF THIS SITE.

In no event shall APIW or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the Site, even if APIW or an APIW authorized representative has been notified orally or in writing of the possibility of such damage.

Indemnification

You agree to defend, indemnify and hold APIW harmless from any and all liabilities, costs and expenses, including reasonable attorney’s fees, related to any violation of these terms and conditions by you.

Application

Portions of this Site may allow you to apply for membership and/or register for access and use of the Site’s information and services.  If you elect to apply for membership and/or register, you agree to provide APIW with accurate, complete information.  You agree to be responsible for access and use of this Site under your name and password, whether you have knowledge of, or authorize, such access. You are responsible to maintain the confidentiality of your password and shall be responsible for all uses via your membership and/or login, whether authorized or unauthorized.  You also agree that we may at any time, and at our sole discretion, terminate your access without prior notice to you for violating any provisions in these Terms of Use.

The information we obtain through your use of this Site, including but not limited to, your membership application information, is subject to our Privacy Policy, which is specifically incorporated by reference into these Terms of Use.

Use of the Site

Your use of the Site is subject to all applicable laws and regulations, and you are solely responsible for the content of your communications through the Site.  By posting information in or otherwise using any communications service or other interactive service that may be available to you on or through this Site, you may not publish, submit or otherwise make available any materials on this Site that are unlawful or deceptive in any way.  APIW may delete any of your materials at any time, without prior notice and at APIW’s sole discretion.  You hereby consent to such removal and waive any claim against us arising out of such removal of content.

We neither endorse nor assume any liability for the contents of any material uploaded or submitted by users of this Site.  APIW has no obligation to edit, monitor or screen materials on this Site and is not responsible for the content in, or linked to or from such materials.

Governing Law

You agree that this Terms of Use and any dispute arising out of your use of this Site or our products or services shall be governed by and construed in accordance with Illinois law, without regard to its conflict of law provisions.  By applying for membership or using this Site and service, you consent and submit to the exclusive jurisdiction and venue of the county or city where the headquarters of APIW is located.

Termination of Use

You agree that we may, in our sole discretion, terminate or suspend your access to all or part of the Site with or without notice and for any reason, including, without limitation, breach of these Terms of Use or deactivation of your APIW membership.  Any suspected fraudulent, abusive or illegal activity may be grounds for terminating your relationship and may be referred to appropriate law enforcement authorities.

Upon termination or suspension, regardless of the reasons therefore, your right to use the services available on this Site immediately ceases, and you acknowledge and agree that we may immediately deactivate or delete your account and all related information and files in your account and/or bar any further access to such files or this Site.  However, content or data you have provided may continue to remain on our Site at our discretion even though you have no right to use the services.  We shall not be liable to you or any other third party for any claims or damages arising out of any termination or suspension or any other actions taken by us in connection therewith.

Intellectual Property Information

The trademarks, service marks, logos, icons and graphics (collectively the “Marks”) appearing on this Site are registered and unregistered Marks of the APIW.  Nothing in these Terms of Use grants you any right to use any of the Marks.  The contents of all materials on this Site are subject to copyrights owned by APIW and other copyright owners.  Any reproduction, retransmission or republication of all or part of any graphic images, material or documents found on this Site is expressly prohibited, unless APIW or the copyright owner of the material has expressly granted its prior written consent to reproduce, retransmit or republish the material.  For questions regarding APIW’s intellectual property, please contact Susan Barros at scb@thebeaumontgroup.com.  All other rights are reserved.

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September 13, 2017

APIW September 2017 New York Luncheon


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APIW November 2017 New York Luncheon